No Cosigner? No problem.
Our core program is designed for students like us who couldn’t afford to pay for college without sacrificing their financial future.
Merit Based
We don’t believe financial metrics are the only indicator of risk, so we changed the way the lending system works by looking at your GPA first.
7.95% Fixed Interest Rate
8.34% to 8.87% APR*
*Rates vary based on number of months to graduation at funding date, NOT your credit score.
Updated July 2nd, 2023
What Students are Saying
"A.M. Money helped me feel understood and taken care of throughout the process. Thanks to A.M., I can now put my mind at ease. I’m less stressed about the demanding financial burden and more focused on my goals.”
Alex | DePaul University
Class of ‘21
“A.M. was very helpful and went above and beyond to make sure that my school and I were informed through the process.”
Kalund | North Carolina State
Class of ‘20
“A.M. is fair and the most competitive company I've come across, so you can feel confident in managing your money and your education. Seriously, dump Discover. A.M. Money made working toward my college degree possible.”
Brii | DePaul University
Class of ‘21
What Experts are Saying
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